💱 Currency

Currency Converter

Convert over fifty world currencies using daily reference rates, with a dated fallback when the live feed is unavailable. Enter an amount, choose your currencies and press Convert.

Written and reviewed by SM Arijul Islam · Last reviewed 28 October 2026 · Editorial standards · Report an error

How this currency converter works

When you press Convert, the page requests the latest reference rates from a free public exchange-rate API and multiplies your amount by the cross rate. Rates are cached for one hour, so repeated conversions stay fast. If both live services are unreachable, a clearly labelled static snapshot is used instead; it is not a current market quote.

Good to know

Rates are mid-market reference values, refreshed about once a day
Banks and card networks add their own spread and fees
The rate request needs no API key or account, and the amount you enter is not sent
Currency is the only converter on this site that needs a connection

Rates are indicative only and must not be used as the sole basis for financial decisions.

How to convert currency

The currency converter uses free daily reference rates from a public exchange-rate API. Those rates are mid-market values — the midpoint between wholesale buy and sell prices — so they show the relative value of two currencies without any bank markup added. Enter an amount, choose the two currencies, and press Convert. Rates are cached in your browser for about an hour so the page stays quick, and a clearly labelled static snapshot is used when no connection is available.

Common currency conversions

Currency rate coverage
Currency	Rate source
Base list	61 world currencies
Update frequency	Roughly once per business day
Cache	About 1 hour in your browser
Fallback	Labelled static snapshot

Everyday uses

Budgeting for a trip abroad
Checking the real value of an online purchase
Freelance invoices in another currency
Comparing prices between countries
Seeing how much a bank spread actually costs

Frequently asked questions

Why is the rate I am offered different?

Banks, card networks and transfer services add a margin and fees on top of the mid-market rate, so the rate you receive is always less favourable than the reference rate shown here.

How often are the rates updated?

About once per business day from a public reference feed, and the result is cached in your browser for roughly an hour.

Can I use these rates for accounting?

No. They are indicative reference values, not transactional rates. Use the official rate supplied by your bank or accountant.

Why do some currencies show no result?

Every currency in the list is covered by the static fallback. If a live feed cannot supply a rate, the converter either uses the clearly labelled snapshot or tells you the pair is unavailable — it never presents a guess as a live rate.

More worked examples

If one euro buys 1.08 US dollars, converting 250 EUR gives 270 USD before any fees.
A bank charging a 2.5% margin on that conversion pays about 263.25 USD — 6.75 USD less than the mid-market figure.
Converting GBP to USD and then USD to EUR involves two spreads, so roughly twice the cost of a single conversion.
Over a two-week trip, a 2% card fee on 2,000 USD of spending costs about 40 USD.

How to read a rate

Common currency conversion terms
Term	What it means
Mid-market rate	The midpoint between wholesale buy and sell prices
Spread	The gap between the rate a provider buys and sells at
Margin	The markup a bank or card adds on top of the market rate
Base currency	The currency you are converting from
Quote currency	The currency you are converting to

Common mistakes to avoid

Confusing the buy rate with the sell rate — the gap between them is the provider's profit.
Assuming the published rate is what you will get. Cards and transfer services routinely take 1–3% on top.
Comparing a card's exchange rate without adding its foreign-transaction fee, which is where much of the cost hides.
Converting through several currencies and paying a spread at every step instead of converting once.

Further questions

What exactly is a mid-market rate?

The midpoint between the wholesale buy and sell prices for a currency pair. It is the fairest single reference figure, not a rate anyone can trade at.

Why do weekend rates look stale?

Wholesale currency markets close at weekends, so the last available close is reused until trading resumes.

Which currencies are traded most?

The US dollar, euro, Japanese yen, pound sterling and Chinese yuan account for the majority of global turnover.

Are cryptocurrencies included?

No. This converter covers fiat currencies published by the reference feed only.

Sources and standards

Rates on this page are European Central Bank euro reference rates, published once each working day around 16:00 CET. They are indicative mid-market rates for information rather than dealing rates, and the page labels the snapshot date whenever the live feed is unavailable.

European Central Bank — Euro reference exchange rates

USD to BDT, USD to INR and USD to NPR

The three South Asian corridors are the most requested conversions here. The table shows illustrative mid-market values so you can see the order of magnitude; press Convert above for today's live reference rate.

Illustrative USD to BDT, INR and NPR values
Amount	USD to BDT	USD to INR	USD to NPR
1 USD	123.58 BDT	95.05 INR	152.09 NPR
100 USD	12,358 BDT	9,505 INR	15,209 NPR
1,000 USD	123,585 BDT	95,053 INR	152,089 NPR

So 1 dollar in bdt is about 124 taka, 1 USD to INR about 95 rupees, and 100 USD to INR about 9,505 rupees before bank fees. Use the dedicated USD to BDT, USD to INR and USD to NPR pages for a live rate, and remember that the Nepalese rupee is pegged at 1.6 to the Indian rupee.